Civil Law

Switching Data – A Potent Tonic for Obtaining CMA Clearance at Phase 1

Customer switching data is an important factor that the Competition and Markets Authority (CMA) considers when assessing the closeness of competition of merging parties. However, as the completed acquisition by Pharmacy2U Limited (Pharmacy2U) of Lloyds Direct demonstrates, switching data can also be determinative when it comes to market definition.

Pharmacy2U is a Distance Selling Pharmacy (DSP) that supplies prescription-only medicines (POMs) in England. POMs are pharmaceutical drugs that require a prescription and … Read the rest

Civil Law

Never Beyond the Law – the Spanish AEPD’s Position on the Processing of Whistleblower Data

In February 2023, Spain implemented Directive (EU) 2019/1937 (although it did not become fully applicable until December of that year) by means of Law 2/2023, of February 20, 2023, regulating the protection of persons who report regulatory violations and the fight against corruption (the “Law”). The Law, which requires all public and private organizations (with more than 50 employees or simply operating in certain sectors, even if they have fewer employees) to implement a whistleblowing system, has raised … Read the rest

Civil Law

Big Data and HR Decision Making: Opportunities and Challenges

By our Member, Georgia Veroutsou

https://images.app.goo.gl/cayEFKFxT53K9cWa9

Abstract

Human Resource Management (HRM) is a critical function in organizations, responsible for recruiting, developing, and retaining employees. With the rapid growth of data in recent years, HR professionals have access to more information than ever before. The use of Big Data technology in HRM can provide insights that were previously unattainable, which can be used to make informed decisions that improve HR outcomes. This article examines the potential benefits of using Big Data … Read the rest

Civil Law

EU Supervisory Authorities Led by the Belgian DPA Find IAB Europe’s TCF Infringes EU Data Protection Rules

On February 2, 2022, the Belgian Data Protection Authority (the ‘Belgian DPA’) imposed a number of sanctions against Interactive Advertising Bureau Europe (‘IAB Europe’), for alleged violations of the EU General Data Protection Regulation (the ‘GDPR’) by its Transparency and Consent Framework (the ‘TCF’).

TCF is developed by IAB Europe, in partnership with IAB Tech Lab.  It aims to help companies collect and transmit users’ preferences, including as to whether they agree to have their data processed for the purpose … Read the rest

Civil Law

Fintech and Financial Privacy: Regulatory Developments on the Use of Financial Data

So you’re a fintech startup, buying a fintech company, or expanding the technical capabilities of your financial business. Or you’re a tech company that is getting into the payments space. Where do you start when it comes to figuring out what consumer protection laws apply to you? You should be aware that, for the past several years, the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) have been actively enforcing consumer protection laws in the fintech space. … Read the rest