Consumer

Student Loan Debt Relief Scam Operators Agree to be Permanently Banned from Industry, Turn Over Assets to Resolve FTC Charges

The operators of an alleged transnational student loan debt relief scam have agreed to be permanently banned from the debt relief industry and to turn over more than $ 1 million in assets to resolve Federal Trade Commission charges that the operation bilked millions out of struggling student loan borrowers.

“It is illegal for debt relief companies to make false promises and use fake reviews and testimonials to promote a business,” said Christopher Mufarrige, Director of the FTC’s Bureau of … Read the rest

Consumer

Student Loan Fraudsters Permanently Banned From Debt Relief Industry And Required to Turn Over All Assets as Result of FTC Action

As a result of a Federal Trade Commission lawsuit, a fraudulent student loan debt relief operation and its owners are permanently banned from the debt relief industry and required to turn over all assets to resolve allegations that they misled consumers.

“Consumers looking to pay off their student loan debt should not have to worry about being scammed,” said Christopher Mufarrige, Director of the FTC’s Bureau of Consumer Protection. “The FTC will continue to hold fraudsters that pocket Americans’ hard-earned … Read the rest

Civil Law

Unlocking the Power of Retrieval-Augmented Generation (RAG) Models in the Legal Industry (Or Play Some of that Ragtime Music)

As we navigate the fast-evolving world of artificial intelligence, Retrieval-Augmented Generation (RAG) models have become a staple in the legal industry. These models combine information retrieval with natural language generation, offering legal professionals new ways to efficiently manage complex data and generate relevant, insightful responses.  There are several different types of RAG models, so it is beneficial to understand how each can uniquely support legal work, 

How RAG Models Work

At the core of RAG models is a two-step process: … Read the rest

Civil Law

The Long-Term Health Care Industry Faces New, Intense USDOL Scrutiny: Make Sure You Are FLSA Compliant!

I have defended dozens of nursing homes, home health services, residential care centers and other health care providers in audits of their wage practices by the US. Department of Labor (“DOL”) and state DOLs.  I have come to learn that there are unique wage hour issues and challenges in this industry and that many well-meaning employers, seeking to comply with the law, step on regulatory landmines and end up in trouble.

Well, buckle up.  The USDOL is stepping up its … Read the rest

Civil Law

Guest Blog: FDA issues Food Traceability Final Rule: key takeaways for the industry

Written by: Sharon MaylMatthew Piscitelli

On November 15, FDA issued the long-awaited Final Rule: Requirements for Additional Traceability Records for Certain Foods (Food Traceability Rule or final rule), which establishes additional traceability recordkeeping requirements for those that manufacture, process, pack or hold certain foods.

More specifically, the final rule identifies Key Activities or Critical Tracking Events (CTEs) along the supply chain where records containing Key Data Elements (KDEs) will have to be created and maintained for foods on the Food Traceability List … Read the rest