Civil Law

NYDFS says disparate impact remains in effect

Countering an Executive Order issued by President Trump  and the adoption by the CFPB of its final rule revising Regulation B, the New York Department of Financial Services recently issued an Industry Letter warning the financial institutions that it regulates that they must consider disparate impact when lending.

“Regulated Entities are reminded that under Section 296-a, covered credit decisions that result in a disparate impact may constitute an unlawful discriminatory practice,” the agency wrote in a letter to financial institutions.… Read the rest

Civil Law

“The effect of incarceration on political beliefs for vulnerable populations”

The title of this post is the title of this new paper authored by Hope Martinez and first published earlier this month by Social Science Quarterly. Here is its abstract:

Objective

This article examines whether incarceration influences a change in political beliefs for those incarcerated and the extent to which it affects more vulnerable groups, including women and people of color.

Method

I use a series of logit models to analyze responses to the Marshall Project’s 2020 prison survey.

… Read the rest